Are you paying too much tax because you're not a filer?
In Pakistan, "filer" simply means your name is on FBR's Active Taxpayer List (ATL) because you filed your income tax return. Non-filers are not exempt from tax — they are charged higher withholding tax on ordinary transactions: buying a car, withdrawing cash, earning bank profit. That extra money is deducted automatically, and most people never add it up. These calculators add it up for you.
Choose a calculator
Transaction taxes most salary tax calculators ignore — each one explains what the tax is, who pays it, and how much more a non-filer pays.
Property Purchase & Sale Tax
236C / 236KWork out 236K (buyer) and 236C (seller) withholding tax on any property deal.
Open calculatorVehicle Registration / Transfer Tax
231BOne-time tax at registration or transfer — non-filers pay up to 3x more.
Open calculatorCash Withdrawal Tax
231AB0.8% deducted from non-filers on daily cash withdrawals above the threshold.
Open calculatorBank Profit & Dividend Tax
151 / 150See how much of your profit or dividend is withheld as a filer vs non-filer.
Open calculatorAnnual Motor Vehicle Tax
234Yearly engine-capacity based tax collected with your token — double for non-filers.
Open calculatorMobile & Internet Bill Tax
23615% advance tax on every mobile bill, load and internet package.
Open calculatorElectricity Bill Tax
235Tiered advance tax on domestic, commercial and industrial electricity bills.
Open calculatorNon-Filer Savings Summary
All sectionsAdd up a whole year of activity and see what staying a non-filer really costs.
Open calculatorFiler Status Checker
ATLStep-by-step guide to checking your ATL status on FBR's official portal.
Open calculatorSourced from FBR
Every rate comes from FBR's official withholding tax rate card and the Finance Act text — no guesswork.
Private by design
Calculations run in your browser. No account, no tracking of what you type, nothing stored.
Updated 1 July 2026
Rates are kept in one config file per fiscal year, so updates land the day the Finance Act does.
Guides
All guides7 min read
How to Become a Tax Filer in Pakistan
NTN registration, IRIS sign-up, filing your first return and getting onto the ATL — explained without jargon.
9 min read
Filer vs Non-Filer: Complete Guide 2026
Every withholding tax where filer status still changes what you pay — and the one place it no longer does.
5 min read
FBR ATL List: What It Actually Means
The ATL is a weekly list, not a certificate. Here is how it works and how people accidentally fall off it.
Frequently asked questions
What does 'filer' mean in Pakistan?
A filer is a person whose name appears on FBR's Active Taxpayer List (ATL) because they filed their income tax return for the relevant tax year. Being on the ATL lowers the withholding tax rate on many everyday transactions.
Do these calculators store my data?
No. Every calculation runs entirely in your browser. Nothing you type is sent to a server, and there is no signup.
Which tax year do these rates apply to?
Rates reflect FBR's withholding tax rate card under the Finance Act 2025, updated with the Finance Act 2026 amendments to sections 236C and 236K, effective 1 July 2026.
Is being a filer worth it?
For most people yes — non-filers pay double on bank profit, up to three times more on vehicle registration, and 0.8% on every large cash withdrawal. Use the savings summary calculator to see your own number.